![]() No PNC fees for transactions at non-PNC ATMs.$25 monthly service fee, waived with at least $5,000 combined average balance in checking accounts, or at least $5,000 monthly in direct deposits, or at least $25,000 combined average balance in PNC deposit and investment accounts.$10 per month reimbursed for other banks' ATM fees.Four fees from non-PNC ATMs reimbursed per month.Interest paid on balances of at least $2,000 in Spend account.$15 monthly service fee, waived with at least $2,000 combined average balance in checking accounts, or at least $2,000 monthly in direct deposits, or at least $10,000 combined average balance in PNC deposit accounts.$5 per month reimbursed for other banks' ATM fees.Two fees from non-PNC ATMs reimbursed per month.$3 fee per transaction at non-PNC ATMs.$7 monthly service fee, waived with at least $500 combined average balance in checking accounts, or at least $500 in monthly direct deposit, or account holder is 62 or older.Here are some other checking account features: ![]() ![]() All Virtual Wallet accounts have no minimum deposit when opened online but $25 otherwise. There is no fee for overdraft protection transfers from another PNC account. For all accounts, the overdraft fee is $36, up to four times per day. Primary checking accounts are called Spend, and interest-bearing checking accounts are called Reserve. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. The bank offers three versions of its checking account with PNC online banking: Virtual Wallet, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select.
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